Spain Non-Lucrative Visa funds calculator

Minimum means to show for temporary residence without working (art. 62, Real Decreto 1155/2024).

Last reviewed: 2026-11-04. Not legal advice. Official body: Spanish Ministry of Foreign Affairs (exteriores.gob.es) · Ministry of Inclusion (migration).

Family members who will live with you Months of authorisation (initial authorisation: 12) IPREM per month, EUR Savings you can document, EUR (optional) Periodic monthly income you can document, EUR (optional)

The formula

Holder: 400% of the IPREM per month.
Each family member: 100% of the IPREM per month, on top of the holder's amount.
Total: monthly amount x months of the authorisation requested (art. 62.2). The initial authorisation lasts one year (art. 61.4).

Sources

Rule: Real Decreto 1155/2024 (Reglamento de Extranjeria), arts. 60-63; text read in BOE consolidated version.
Ministry sheet with the same percentages: Ministerio de Inclusion: non-lucrative residence sheet (updated May 2025).
IPREM 600 EUR per month: Ley 31/2022, disposicion adicional 90 (IPREM 2023) (for 2023).

What is not confirmed

IPREM 2026. The only statute we found sets 600 EUR for 2023; the budget was extended, so we assume 600 EUR still applies in 2026. Confirm on the consulate page. The field is editable.
Which proofs your consulate prefers and how it treats a mix of savings and income. The rule accepts any proof valid in law, including a periodic income source.
The holder may not work in Spain under this permit. Health insurance and other requirements apply (see the ministry sheet).

Next: Non-Lucrative vs Digital Nomad · what counts as proof.